About Us
If you’re considering bankruptcy, be sure you are well prepared !
Attorney Malinda M. Pennington works directly with clients. Since 2009, she has provided personal and diligent Chapter 7 and Chapter 13 bankruptcy representation in Greenville and Greater Upstate South Carolina.
When you schedule a phone consultation appointment, attorney Pennington will help you determine whether bankruptcy can help you.
14 Years of Experience
Malinda is in the industry since 2009 and has seen all the challenges that could arrive.
High Satisfaction Rate
We maintain a high client satisfaction rate by providing personal attention and support through the complex bankruptcy filing process.
Proven Track Record
We have been helping people for 14 years and we have hundreds of success stories.
About Bankruptcy Process
Required Documents & Preparation Interview Scheduling - Interview 1
Tax returns, proof of income and credit counseling certificate are required to complete this appointment.
Financials, Procedure & the Statement of Financial Affairs- Interview 2
Please have your financial documents with you when we speak for this appointment.
Bankruptcy documents that we will be working on: the Petition, Schedule I, The Means Test, The Statement of Financial Affairs
Personal and Real Property - Interview 3
Please have your financial documents with you when we speak for this appointment.
Bankruptcy documents that we will be working on: the Petition, Schedule I, The Means Test, The Statement of Financial Affairs
Credit Reports & Added Creditors Phone Appointment - Interview 4
Together, by phone, we will access three part credit reports for bankruptcy attorneys that will auto populate your bankruptcy creditor Schedules.
Bankruptcy documents that we will be working on: Schedules D (secured creditors), E (priority creditors), F (general unsecured creditors), G (contracts), & H (co debtors)
After you and I categorize your credit reports into the “creditor schedules” you will receive the creditor schedules for review. Your task will be to return any missing creditors (those not on the credit report).
Expenses, Income Update, 2 Months Bank Statements - Interview 5
Before this appointment we will collect the two prior months’ bank statements and updated paystubs.
Bankruptcy documents that we will be working on: Schedule J, expenses.
After this appointment you will receive the following documents to review: Schedule I, The Means Test, The Statement of Financial Affairs
Full Corrective Review - Interview 6
You will receive your entire draft filing prior to this meeting. It is too large to print (about 75 pages). It can also become confusing at review if you print it.
The best way to review this document with me is to have downloaded the draft and have it open on a computer at the time of this appointment.
We will review and correct the entire filing in this one hour appointment.
Final Review and Signing - Interview 7
Please send updated bank balances by text message or email prior to 9:30 am on the date of your case filing.
An Electronic Signature Document will be used at the time of signing and filing.
Drivers License and Social Security Card are required
Court address: Clement F. Haynsworth Federal Building and U.S. Courthouse 300 East Washington Street Greenville, South Carolina 29601
You will receive the Discharge Order approximately 60 days after your hearing.
