When preparing your case file, we collect your information to submit the comprehensive bankruptcy petition to the bankruptcy court. Rule 1007. Lists, Schedules and Statements; Time Limits (See also 11 U.S.C. § 521. Debtor’s duties)

The bankruptcy trustee also needs to review some of your documents like tax returns and, sometimes, bank statements. Duties of Debtor (Rule 4002) (See 11 U.S.C. § 1308. Prepetition Tax Return Filing.)

The hearing (341 "Meeting of the Creditors”) will take place 30 days after the petition is filed. The trustee assigned to your case will have questions that will will answer after being sworn in.

This hearing is currently by phone.

You must give your tax returns and photo I.D. and Social Security card to your trustee at prior to the hearing.

(Watch a Video by Clicking Here: What to Expect at a 341 Meeting.)

SAMPLE HEARING QUESTIONS

• Have you read the bankruptcy Information sheet provided by the United States trustee’s office?
• Are you personally familiar with the information contained in the petition, schedules, statements and related documents?
• To the best of your knowledge, is the information contained in the petition, schedules, statements, and related documents true and correct?
• Are there any errors or omissions to bring to my attention at this time?
• Are all of your assets identified on the schedules?  All of your creditors / liabilities?
• Are there any errors or omissions you need to bring to the trustee’s attention at this time. Is there anything that you need to change?
• Have you previously filed bankruptcy?
• What year did you buy your home? How much did you pay for it? Do you remember the purchase price? Have you had any appraisals on the property? What do you think it is worth?
• Do you have a domestic support obligation? To whom? Please provide to me the claimant’s address and telephone number, but do not state it on the record.
• Have you made any transfers of any property or given any property away within the last one year period (or such longer period as applicable under state law)? If yes: What did you transfer? To whom was it transferred? What did you receive in exchange? What did you do with the funds? 
• Did that include any unusual sources of income during the past six months, such as inheritance, lottery winnings, insurance proceeds, retirement, or settlement of a Worker’s Compensation claim or lawsuit?
• Is the copy of the tax return you provided a true copy of the most recent tax return you filed?
• Do you have anyone who lives with you that contributes to your household expenses?
• How many people are in your household?
• Have you had a business interest in the last six years?