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Discharge Medical Debt

Discharge Medical Debt


What can credit card companies do outside of bankruptcy/ in state court?



  • Medical debt creditors have the option to seize your tax refunds through the SC Department of Revenue or apply to garnish your paycheck (most commonly EMS).

How are credit card debts handled in bankruptcy?


  • In Chapter 7, you may get a "discharge" or complete elimination of your medical debt.

  • If you file for Chapter 13, you must begin making payments on your medical debt at the 1% level. Potential increases are based upon your assets and income.

Need expert advise? 

Greenville SC Bankruptcy
Attorney Malinda M. Pennington
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Let’s have a detailed discussion about your case. You can book an appointment to speak directly with attorney Malinda M. Pennington who has been practicing bankruptcy in Upstate South Carolina since 2009.

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